Best of Boulder is an annual collection of all the best Boulder has to offer. Boulder residents vote on their favorites in different categories. RE/MAX of Boulder was just voted Best Real Estate Group by Boulder voters! I agree, RE/MAX of Boulder is an amazing place to work. I am lucky to work with so many dedicated and talented Realtors and we offer the best to our clients!
Read the full article at Best of Boulder 2018
The Terri Cox Team is excited to announce our newest home the market. This is a charming 2 bedroom, 2 bathroom bungalow located in the Barnum neighborhood of Denver, Colorado. Click on the link below to see a short slideshow of the property. Get more detailed information 46 Lowell Boulevard.
I’m always happy to talk with you about this property! Call or text me at 720.323.8460.
Congratulations on the sale AND purchase of your new home Josh and Katie! You invested in your first home at the perfect time allowing you to get a bigger home inside and out this time!
– Terri Cox
For veterans, active duty service members and military families, the VA Loan program is the most powerful mortgage option on the market. These government-backed loans are much more flexible than other lending options, and they have opened the door to homeownership for countless veterans – including those who may struggle to obtain financing through traditional banks and lenders.
Working with an experienced veteran Realtor is the best way to take full advantage of the many benefits of the VA Loan program. Not sure if a VA loan is right for here? Here are some of the many perks!
- No Down Payment. Coming up with a huge down payment is an insurmountable obstacle for many would-be homebuyers, especially service members who are always on the move. If you qualify for a VA Loan, you can finance the entire cost of a home without putting down a single penny. To put the savings into perspective, purchasing a $250,000 home using a traditional mortgage that requires 10% down would require a $25,000 dollar down payment. Need to put down 20%? You’re looking at $50,000. If you qualify for a VA Loan, that amount could be $0!
- No Private Mortgage Insurance Requirement. Most conventional lenders require borrowers to pay for private mortgage insurance, or PMI. Since the federal government backs VA Loans, though, there’s no need. The government assumes the risk that would normally be covered by the PMI. This can lower your monthly payments by hundreds of dollars every month.
- Competitive Interest Rates. VA Loans have some of the lowest interest rates in the business. Interest rates are based on the risk assumed by the bank, but since the federal government backs all VA Loans, that risk is greatly reduced, resulting in lower interest rates. Reducing your interest rate by even a single percent could save you thousands over the life of your mortgage.
- Relaxed Credit Requirements. Lenders have implemented stricter credit requirements over the last few years. While traditional lenders require a credit score of around 740, VA lenders are usually willing to accept applicants with scores as low as 620.
Veteran Realtor in Boulder
As a veteran Realtor in Boulder, I have several years of experience in helping veterans, active duty service members and their family members purchase the homes of their dreams. I am a United States Navy Veteran, and I’m passionate about helping my brothers and sisters on their journey to homeownership. To start your home search with a veteran realtor, please call 720-548-1738.